Stealing a broke man's pocket.

Interest rates, credit scores, financing, loans, are terms that not everybody understands. Falling into on bad investment can ruin your life and make you a slave of payments during the rest of your life. Some interest rates can actually double the amount of money you initially borrow. When you borrow money banks try to take advantage of the situation, most banks make their costumer sign a contracts that are unclear and inconsistent to literally chain the costumers to rates that go beyond their imagination and financial capacity. Avoiding this kind of contracts is almost impossible; most bankers don’t give their costumers many options or opportunities. Banks make huge profits out of interest rates that are based on credit scores and the credit scores are given by financial institutions. This cycle is control by banks and in my opinion is unfair and is meant to create a fair advantage to banks. Credit scores are supposed to be given every time you pay your bills on time in order to make you an accountable payer and gain bankers trust to borrow money. I believe that in this process bankers have all the control they need to do whatever they want to people. I feel that if they control the credit scores they can control the interest rate. I feel like the banks take advantage of persons with limited resources, especially with people with a lock of financial knowledge , banks target this persons because they are the ones that don’t understand the terms  and contracts . Sadly banks  target the most vulnerable individuals in society , mostly low income persons not well educated and with no other financial option available in this world. I had never thought about how rich people want to keep poor people miserable .  I’m  conscious that when people sign the contracts, they agree to the terms given but most of these terms are unbelievable.